Real Estate Done Right: Preserve Your Family’s Future and Avoid Costly Conflict

How to Protect Your Family Legacy Through Real Estate Investments

When it comes to building and preserving wealth, real estate has long been one of the most effective tools for creating generational financial security. But as with any legacy, protecting what you’ve worked tirelessly to build requires careful and strategic planning.

Imagine spending decades accumulating real estate to secure your family’s future, only to see it become a source of stress, financial burden, and division among your loved ones. Unfortunately, this scenario is more common than you think.

The key to avoiding such outcomes lies in proactive planning and innovative strategies—like the Medalist OWN™ model. This approach simplifies complexity, maximizes value, and ensures your family thrives together, supported by a strong and sustainable legacy.

When Inaction Becomes Expensive—Financially and Emotionally

Failing to plan for the future of your real estate investments could cost your family dearly. Many families face complex, multi-generational disagreements over dividing or managing inherited property. Others may find themselves burdened with tax liabilities, outdated ownership structures, or illiquid assets that no one agrees on how to manage.

Without proper planning, what was intended to be a gift becomes a burden. What was meant to unify can instead divide. Here are some of the most common challenges families face:

• Unexpected Tax Bills: Capital gains taxes can quickly erode the value of inherited property.

• Heir Disagreements: Siblings and family members often struggle to agree on whether to sell, manage, or hold.

• Management Stress: Dealing with tenants, maintenance, and refinancing falls on the shoulders of a few.

• Illiquidity: Real estate often can’t be easily divided or sold without stress or delay.

Without a thoughtful estate structure, families are left vulnerable to conflict, stagnation, and lost opportunity. But there’s a better way forward.

Turning Complexity Into Confidence

The Medalist OWN™ model offers a forward-thinking, tax-efficient system designed to address these challenges before they arise. With three integrated components—Catalyst, Income, and Legacy—the model is built to protect families from unnecessary complexity and conflict.

Step 1 – Transition Through OWN Catalyst™

Families begin by contributing appreciated property into the OWN Catalyst structure. This enables them to unlock the equity in their real estate without triggering capital gains taxes. After the property is transitioned and sold within this structure, owners receive OP Units, which represent their equity and provide flexibility for the next phase.

Step 2 – Maximize Income with OWN Income™

From there, the equity can flow into OWN Income, a NAV-based REIT of debt-free, single-tenant, net-leased properties. This creates a hands-off, stable stream of quarterly income backed by institutional-grade real estate.

Step 3 – Ensure Peace Through Estate Simplification

With assets converted into easily transferable shares or OP Units, the estate becomes simpler to manage and easier to divide. Heirs can avoid conflicts over management or liquidation—and instead benefit from a legacy that generates income and clarity.

How One Family Found Peace—And Income

Consider the story of a family who inherited a multi-unit retail center after the passing of their father. Three adult siblings were suddenly co-owners. Two lived in different states. One didn’t want anything to do with property management. Within months, the stress and disagreement were taking a toll—and the property was sitting idle, with no consensus on what to do.

We helped the family transition the asset through OWN Catalyst™, then structure the proceeds into a single-tenant DST. Each sibling received OP Units and began receiving passive income, without any management burdens. The conflict dissolved. The family found peace—and a plan they could agree on.

Why Families Trust the OWN Model

Families don’t just choose the OWN™ model because it works—they choose it because it preserves what matters: their relationships, their peace of mind, and their financial stability.

Here’s what makes it so powerful:

1. Deferred Taxes Without Hassle By using 1031 exchanges and 721 UPREIT structures, families can defer capital gains taxes—sometimes indefinitely—without giving up control.

2. Passive Income That’s Predictable OWN Income™ provides reliable quarterly income backed by debt-free, long-term leases with strong tenants—so you can step back from management while your income continues.

3. Estates That Are Simple and Transferable Replacing real estate with OP Units or REIT shares means no more family disagreements over properties, tenants, or cash flow. Everything becomes clean, dividable, and easy to plan around.

4. Liquidity Without a Tax Hit Need flexibility later? Heirs can convert their OP Units into publicly traded REIT shares through an UPREIT—without triggering a taxable event.

5. A Structure That Preserves Family Unity Without the operational headaches and unclear ownership stakes, your family can stay focused on what matters—living the legacy, not fighting over it.

How DSTs and 1031 Exchanges Power the Legacy

The OWN™ model incorporates tools that smart real estate owners have used for decades—but in a more elegant and coordinated way. Two key elements of this structure are the 1031 exchange and the Delaware Statutory Trust (DST).

1031 Exchange This IRS-approved strategy allows you to sell appreciated real estate and reinvest the proceeds into other qualifying properties—without triggering capital gains taxes. It’s a core part of the transition into OWN Catalyst and can be used to start the journey without missing your 45-day or 180-day deadlines.

Delaware Statutory Trust (DST) DSTs are real estate trusts that give investors fractional ownership in institutional-quality properties. They allow you to access passive income and still qualify for a 1031 exchange. In the OWN™ model, they can also be a stop on the path toward REIT shares or OP Units, depending on your goals.

Protecting Your Legacy Means Acting Now

Real estate has the power to change the course of a family’s future. But only if it’s protected by a clear, intentional plan. Without one, your loved ones may inherit more headaches than hope.

The OWN™ model by Medalist was created to help you turn your real estate into a true legacy—one that provides clarity, confidence, and peace of mind for generations.

Because it’s not just about what you leave behind. It’s about how you leave it.

Schedule a confidential consultation today: Solutions@medalistreit.com www.medalistreit.com